Category Archives: Money Saving Tips
Ever Think About Payday Loans?
I am sure we have all been there, several times in the past I was where payday was a few days away and I needed to get some food or diapers for the kids. So I ran down to the little store that does payday loans and wrote out a check. This is not something I suggest doing very often since there are the fees that you have to budget in the next payday. However in a pinch they are a huge life savor. I rarely am in the situation but it is good to know that there is that option when needed.
Checking Your Credit
With looking in to buying a house I have found how important it is to check your credit. While there are many sites that offer a credit report there is so many it can get confusing. I have known it was important I guess I just forget about it. One of those things that I kept pushing to the back burner as parenthood has been crazy the last few years.
Finding the Right Bank For You
I personally have been with the same bank for as long as I can remember I don’t think I ever went to a different bank. Now I am thinking about changing to a different bank for my banking needs especially as the family is starting to grow and some are already planning on leaving the nest. I thought this may be a good time to step back and take a new look at our financial situation.
The Advantages of IdentityHawk
If you are like me you are online signing up for this and getting that. Often to get a freebie or to get a sample of this and that entering information that seems safe enough. Thinking I am not adding my social security number or anything like that so it will be fine. Well I found out recently its not so fine. Identity thieves are to the point they don’t even need it to take your identity. Its basic information that we think is safe and easy. If they know what they are doing they can take it without a lot of work. I am not saying that these sites we use for a freebie or a sample is harmful to your credit or identity.? What can can happen is these sites may get hacked, then all your information is theirs. It has happened to a few major companies in the recent past, from my understanding the hackers did not get any personal information but who really knows aside those effected. So I believe everyone needs some sort of identity theft protection. Something to help us not worry as much about our identity.
11 Tips for Frugal Living
Here is a guest post from a friend who I look up to when I am looking for new ways to save some money. I hope you enjoy it as much as I do. There are many things here that I often forget about doing. I hope you are able to learn something new.
11 Tips for Frugal Living
by Tawra Kellam
http://www.LivingOnADime.com
Frugal living is all about making the most with what you already have. Here are 11 tips from LivingOnADime.com to help you get started:
A Different Way to Think About Coupons
This weeks Money saving tip is pretty short and sweet. I am sure you have heard by now that one way to save money is using coupons. Yes it is time consuming but in the end it helps save a lot of money. One way to look at your clipping time is how much are you saving.? Say you spend 2 hours clipping and organizing your coupons then you go to the store your bill comes to about $200 then you hand over your coupons and you end up paying 
under $50 so you saved $150 now you just got paid $150 for that two hours spent clipping and organizing your coupons. For those who print out their coupons your earnings from the market will be? a little less because of the cost of the paper and ink. That is only a few dollars so the end its still an awesome payday.
No more missed Daily Deals
I was sitting here surfing looking for some coupons to print for the shopping trip tomorrow no biggy happens every two weeks, Then I came across this site that I haven’t seen before it is neat. It is called Couptivate they organize all these daily deals from sites like Groupon and LivingSocial and your coupons all in one place. So basically a digital wallet that securely organizes everything for you and lets you know when things are about to expire.
Five Tips for Saving Money on School Supplies
Parents often dread the beginning of school because clothing, supplies, and fees for their children can be so expensive. However, there are ways to purchase the items your children need without going over budget. Considering how much money you stand to spend at the start of the new school year, here are five tips on saving money on school supplies.
When the school system releases the supply lists for students, you’ll want to obtain a list as quickly as possible. This will enable to you to see what is needed and make plans for purchasing those items.
